No one likes the word “budget,” and for good reason, since we all want to spend our money in the best ways we see fit. Unfortunately that isn’t always possible. We create budgets for a number of reasons, such as saving up for a big-ticket item like a new vehicle or a big trip, and…
If you are unable to take out a loan because of no credit (that’s you, international students!) or insufficient credit history (that could be you, US students!), you will need a cosigner. Basically this person is offering their credit score and financial history to cover your lower score, or lack thereof. Luckily for you, this…
If you are a student studying overseas, then you will most likely be paying more for your education than most students. While it’s worth the experience, you may find that the expenses add up to more than what you have available. In cases like this, you may want to consider an international student loan or…
Finding a US cosigner is the most important thing for any international student looking to apply for a student loan. That’s because all international students (and most US students) are required to have a US cosigner living in the US, who is a US citizen or permanent resident, but also has good credit. Check out…
Just because you have a small budget doesn’t mean you shouldn’t have some fun! As a college student, money is often tight and school work can keep you up all night – but not tonight. Since we know how hectic your life can be, we’ve created a fun list of ideas for a night out…
A rising tide may lift all boats but overreliance on just a few sources may force a few colleges and universities to run aground. At least that’s what some experts are saying in response to the data provided by the Institute of International Education in its last Open Doors report. As we noted in our…
Many international students make the decision to take out student loans to help finance their study abroad programs. Student loans can be an important financial tool to afford the study abroad experience including all of the costs that go along with it – transportation, tuition, room and board, etc. Doing your research into student loans…
For any international student considering taking out a student loan for studying abroad it is vital to know what APR is and how it affects them. APR stand for annual percentage rate. Understanding the APR to your loan can be a bit confusing, as most people tend to confuse APR and interest rate. The APR…
If you’ve been following us on Facebook, Google+, or Twitter – or if you’ve been reading our blog – then you know something is different! This year we are excited to bring you live Hangouts to help you finance your education. Want to know about scholarships? Need help applying for student loans? Looking for guidance…
What is a Grace Period? In general, a grace period is a time span after a deadline in which a penalty would normally be levied, but is waived. When it comes to international and study abroad student loans, a grace period is a certain amount of time after you graduate, drop below half-time status, or…
