Building Credit As An International Student
February 26th, 2014 by Jennifer Frankel

credit score186669847The United States relies heavily on purchases made with credit cards and debit cards. While cash is still accepted by many merchants, international students have a tough time making the adjustment. It’s important if you recently arrived to the US as an international student, that you build your credit wisely. Your credit score can affect many aspects of life in the US including getting an international student loan, renting an apartment, buying a car, and more. A good credit score can make life in the US a lot easier! Read the rest of this entry »

Join Us Next Wednesday for Our Discussion on How To Apply for International Student Loans
February 14th, 2014 by Jennifer Frankel

Are you asking yourself, how can I apply for international student loans? Do you have questions that need answering? Now is your chance to meet with us live and discuss!

Next Wednesday, February 19th at 2:00 pm EST we will have three financial aid representatives talk about:

  • Student loan basics 101
  • Requirements for an international student loan
  • What to expect during the loan application process

Read the rest of this entry »

What is a Credit Score and Why Does it Matter?
February 7th, 2014 by Jennifer Frankel

cs2Knowledge of your credit score has become increasingly prominent as our importance. The most crucial element of this buzz-worthy topic is to understand what is a credit score and how it affects your finances.

What Is A Credit Score

A credit score is a numerical representation of the potential risk of lending money to a consumer. Your credit score is personal – it is based upon credit report information assembled by credit bureaus that take into account your fiscal responsibility in situations including on-time bill payments, credit card payments, and government and private loan repayments. In the United States the three major credit bureaus who assemble these credit scores are Experian, TransUnion, and Equifax all of whom use different metrics to determine the risk you pose to potential lenders. Read the rest of this entry »


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