If you’ve been following us on Facebook, Google+, or Twitter – or if you’ve been reading our blog – then you know something is different! This year we are excited to bring you live Hangouts to help you finance your education. Want to know about scholarships? Need help applying for student loans? Looking for guidance on budgeting? International Student Loan is happy to bring you the latest with your chance to get your questions answered by our financial aid representatives LIVE.
Financing Your Education Is Expensive!
If you are reading this blog, then we don’t have to tell you how expensive school can be! As an international student, you pay more in tuition, transportation, and in some cases – living expenses. So to manage all of this, we have our Financial Aid experts ready to answer your questions to make it easier. We’ll be giving you tip and tricks to juggle it all, so that you can focus on what really matters, your studies!
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Higher education can be quite expensive and studying overseas can spread your finances very thin. So thin, in fact, that it may seems that an education abroad is almost impossible. However, instead of settling for a run-of-the-mill college experience, a good budgeting plan can get you on your way to a well-managed, financially sound study abroad experience. We are holding a Google On Air Hangout next Wednesday to address smart budgeting tips for international students. Read the rest of this entry »
What is a Grace Period?
In general, a grace period is a time span after a deadline in which a penalty would normally be levied, but is waived. When it comes to international and study abroad student loans, a grace period is a certain amount of time after you graduate, drop below half-time status, or otherwise leave school, where you do not have to pay your loans. During the grace period, no late fees are charged and not paying doesn’t adversely affect your credit score. However, the terms of the grace period are different for each type of loan you have. The most important things to know about your grace period is:
- how long the period lasts
- whether interest will be accruing on the loan during the grace period
- whether you are eligible for another grace period after a deferment Read the rest of this entry »
Are you looking to get free money for school? If so, then you do not want to miss our Google Hangout today at 2:00 pm EST where we will walk you through the 8 steps to write a killer scholarship essay. Most scholarships designed for international students require that you have an essay as part of your application. This can be your make or break – giving you a chance to stick out among the other applicants.
In this Google Hangout, we will discuss: Read the rest of this entry »
There are many things to stress about as an international student, but physical currency is no longer one of them depending on the country you are visiting. Thanks to international credit cards, there’s no need to fiddle with unfamiliar coins or crumpled bills because your funds can all be kept within a few inches of convenient plastic. Since the process of choosing a credit card can be a bit overwhelming, here are some tips to make the decision a little easier.
1. Do your research – There are many credit cards out there and choosing the one that meets your needs at the onset is important. Applying for multiple credit cards can jeopardize your credit score so compare your options and try to limit the number of cards you apply for. Thanks to the internet it’s easier than ever to compare interest rates and benefits from the comfort of your kitchen table. Read the rest of this entry »