Want to study in the US? You’ve got to start somewhere! Join our Google Hangout to learn how to find a US school that is within your educational budget. The Hangout allows you to ask questions directly to the experts or to other students interested in the same topic. You’ll receive valuable links to resources and will be able to inquire to schools directly from the InternationalStudent.com School Search.
Why: We’ll touch on things to consider when evaluating different schools as well as financial aid options. You can join the discussion by asking questions and having them answered during the presentation, live!
What: “Find A US School You Can Afford” Google Hangout
When: Friday, April 25th at 11:00 EDT Read the rest of this entry »
For any international student considering taking out a student loan for studying abroad it is vital to know what APR is and how it affects them. APR stand for annual percentage rate. Understanding the APR to your loan can be a bit confusing, as most people tend to confuse APR and interest rate. The APR on a loan is expressed as a percent point, which is generally higher than the interest rate. APR gives more of the total cost of a loan including the interest rate and the costs to borrow from the bank. The APR was mandated by the government in order to stop bad loan practices from banks. While students may get a great low interest rate, there may be many hidden costs that offset the great interest rates. Since every lender uses the same calculation to determine the APR that they will offer, the APR can be used to compare the real costs of loans from several different lenders. When shopping for a student loan, it is a good idea to compare the different APRs being offered by lenders. Here are a few tips to find the best APR while also getting an understanding of the expectations of the APR and your interest rate. Read the rest of this entry »
If you are planning on studying in the United States as an international student, you may need an international student loan. These loans are available only if you have a US cosigner. International students do not have a credit history in the US and so banks and lenders require a cosigner with good credit history to be able to approve and extend credit to the student. Finding a US cosigner is an important concept to be aware of – and we’re here to help! Join our Google Hangout this Friday to learn all about it. Read the rest of this entry »