Documents required for US visa application for international students
September 2nd, 2022 by Sagnik Santra

Documents required for US visa

If you are an international student planning to study and stay in the United States, you will need to obtain a student visa. The process of applying for a student visa can be quite confusing and overwhelming, but it is important to make sure that you have all of the required documents before beginning the application process.

If you follow all of the steps accurately and submit all of the required documents, you should have no problem obtaining a student visa.

In this article, we’ve shared a list of all the documents as well as some other information you’ll need to apply for a student visa.

What do you need for a VISA application in the United States?

Documents required for US visa

If you are applying for a visitor visa or student visa, you will need to schedule an appointment with your local embassy or consulate of the U.S. The first step is to complete the DS-160 form which is available online.

After that, you will need to submit the following documents:

  • A valid passport
  • DS-160 confirmation
  • Visa appointment letter
  • Recent photographs
  • Fee receipts
  • Educational certificates
  • Proof of financial stability

You might also need to submit additional documents depending on your individual circumstance. For example, if you are applying for a student visa, you will need to provide evidence of your admission to a university or college in the United States.

How to apply for a student visa in the U.S?

Documents required for US visa

If you want to apply to the United States for a student visa, you will need to follow these steps:

1. Gather all the documents related to the U.S. student visa

Whether you want to travel to the U.S or study there, you will need to get a student visa. The documents required for a student visa are mentioned above.

2. Schedule an appointment at the U.S embassy or consulate in your home country

After you have all of the required documents, the next step is to schedule an appointment at the nearest U.S embassy or consulate in your home country. You can do this by visiting the website of the Department of State’s Bureau of Consular Affairs.

3. Attend your visa interview

Once you have scheduled your appointment, you will need to attend the visa interview at the embassy or consulate on the date and time of your appointment. You will be asked questions about your intention to visit or study in the United States as well as other general questions.

4. Wait for a decision on your visa application

After the interview, the consular officer will decide whether or not you are eligible for a student visa. If you are approved, you will be asked to pay the visa issuance fee and your passport will be stamped with the student visa.

The process of applying for a student visa is simple if you have all of the required documents. Just make sure to follow all of the steps accurately and attend your visa interview on the specified date and time.

How long does it take to get approved for a visa?

Documents required for US visa

There is no definite answer to this question as it can vary from individual to individual. The processing time for a student visa is usually between 3 to 5 weeks, but it can take longer in some cases.

It is important to note that you cannot apply for a student visa more than 120 days before the start of your program in the United States. You should also not make any final travel plans until you have received your visa, as it can take several weeks to obtain one.

Conclusion

So there you have it! These are all the documents you will need to apply for a student visa in the United States. Just make sure to follow all of the steps accurately and submit all of the required documents to avoid any delays in the process. Good luck!


Canada student visa application form: How to apply for a student visa?
July 18th, 2022 by Sagnik Santra

Canada student visa application form

A student visa is a study permit that allows foreign nationals to study in Canadian educational institutions. It doesn’t matter where you come from; if you are from a country outside of Canada, you need a student visa. So the question is how to apply for a student visa? It will be impossible to study in Canada if you don’t have a student visa.

In this article, we will be sharing a step-by-step guide on how to apply for a study permit in Canada. So if you are an international student looking to study in Canada, this article is for you.

What is a student visa?

Canada student visa application form

Your student visa is nothing but a study permit so you can study in Canada. For international students, a student visa is mandatory to study at any educational institution in Canada.

Getting a student visa can be a long and tedious process if you don’t know where to start. The student permit is only allowed to those who have been accepted for the Canadian educational institution and can prove that they have enough funds to support themselves during their stay in Canada.

Additionally, your study permit application must be approved before you can travel to Canada. So you must have all your documents in order and know the process before you start applying for a student visa.

How does the Canadian student visa work?

Similar to any other country, if you want to study in Canada, you will need a student visa. To get a student visa, you need to be accepted by a designated learning institution (DLI). A DLI is a school, college, university, or any other educational institution that has been authorized by the Canadian government to host international students.

You can find the list of all the DLIs on the Immigration, Refugees, and Citizenship Canada (IRCC) website. Once you have been accepted by a DLI, you can apply for a student visa.

It’s important to note that you can’t apply for a student visa until you have been accepted by a DLI. So make sure a DLI has accepted you before you start the visa application process.

Additionally, you can’t apply for a student visa if you are from a country that has been exempted from the student visa requirements. You can find the list of these countries on the IRCC website.

What are the requirements for a Canadian student visa?

Here are the requirements that you need to meet to be eligible for a student visa:

  • A valid Passport
  • Copies of 10th, 12th, and Degree certificates
  • SOP (Statement of Purpose)
  • Certificates of extracurricular accomplishments (Sports, music, dance, etc.)
  • An acceptance letter from a Canadian university
  • Payment Proves
  • Financial assurance
  • Photographs
  • Study Permit
  • English speaking and writing skills
  • Health insurance

Your college or university will give you all the details of the required documents. If you are planning to apply for a Canadian study permit, make sure to gather the required documents before you start the application process. Contact your college or university, they will be able to guide you on the required documents.

In addition to the above-mentioned requirements, you also need to prove that you have enough funds to support yourself during your stay in Canada. You can do this by showing the following:

  • Your bank statements for the past 4 months
  • Your parents’ or guardians’ bank statements for the past 4 months
  • Your student loan documents
  • Your scholarship or award letters
  • Your income tax returns for the past 2 years
  • Your parents’ or guardians’ income tax returns for the past 2 years
  • Any other documents that prove you have enough funds to support yourself during your stay in Canada

Once you have gathered all the required documents, you can start the application process.

How much does it cost to apply for a student visa?

Canada student visa application form

The application fee for a Canadian student visa is CAD150, which is around $114. The fee is non-refundable and you need to pay it online when you apply for the visa. The payment must be paid online while you are completing the application.

You might also need to pay the biometrics fee, which is currently CAD85 (~$64). The biometrics fee covers the cost of collecting your fingerprints and a photo. You need to pay the biometrics fee when you submit your application.

How to apply for a Canadian student visa?

Now that we know one or two things about the requirements for a student visa and the application process, let’s take a look at how you can apply for a Canadian student visa.

1. Apply for a Canadian college or university

You can’t apply for a student visa if you don’t have an acceptance letter from a Canadian college or university. So the first step is to find a school and apply to it.

Canada student visa application form

The application process for colleges and universities in Canada varies depending on the institution. Some colleges and universities have their application process while others use the common application portal known as OUAC. So make sure to do your research and find out how to apply to the college or university of your choice.

2. Get your documents in order

Once you have been accepted by a Canadian DLI, you need to start gathering the required documents for the student visa application. Gather all the documents mentioned above and get them in order. Your college or university will give you all the necessary information about the required documents.

3. Complete the application form

Now that you have all your documents ready, it’s time to complete the application form. You can find the application form online on the IRCC website. Start by creating an account on the website and then log in to begin the application process. Make sure to take your time and fill out the form carefully. You don’t want to make any mistakes while filling out the form as it might result in a delay or rejection of your application.

4. Pay the application fee

Once you have completed the form, you need to pay the application fee. The application fee for a Canadian student visa is CAD150, which is currently about US$113. You can pay the fee online through the IRCC website using a credit card. You might have to pay a biometric fee as well if you are from a country that requires one.

5. Submit your application

After you have paid the fee, all you need to do is submit your application. You can either submit it online or through the mail. If you choose to submit it online, you will need to send your documents to the visa office by mail. It might take 3-4 weeks for your application to be processed. So make sure to be patient and check regularly for updates on the application status.

Conclusion

Applying for a Canadian student visa is not a complicated process as long as you have all the required documents and information. Just make sure to follow the instructions carefully and submit your application well in advance so that you have enough time to get your visa processed. Good luck!


How to refinance student loans?
January 17th, 2022 by Sagnik Santra

how to refinance student loans

Student loans are some of the best financial tools for students to fund their education. They are great if you don’t have the money to pay for college but still want to earn a degree. Student loans are usually less expensive than other forms of loans.

However, life is not always that smooth, and some people find themselves with too much debt. They owe too much money on student loans, and they do not know what to do. The longer you will take to pay for this debt, the more money you will spend on interest.

This is where student loan refinancing comes into play. It helps you lower your interest rates and pay off student loans faster. This article will explain how this tool works, the pros and cons of refinancing, why it may be a good solution for you, and where to find companies offering this service.

What are student loans?

how to refinance student loans

Before getting into the student loan refinance details, you should know these financial tools. Student loans are a form of borrowing money to cover the expenses related to studying. They are usually offered through banks, private lenders, or the government to help students with their bills.

Student loans are helpful in many cases, but they may also become a problem if you do not know how to handle them. If you borrow a lot of money for college and fail to find a job after this, this can be a significant financial problem. That is why some people decide on student loan refinancing.

There are basically two types of student loans

1. Federal student loans:

The government offers federal student loans. So you can expect to find the lowest interest rates for this type of loan. There are fewer requirements for federal loans, and the borrowers don’t need to prove their creditworthiness. Students must meet certain academic points to meet the requirements.

2. Private student loans:

As their name suggests, private loans are offered by private lenders. These loans usually have higher interest rates, and you must prove your creditworthiness to get approved. The repayment terms are more strict with private loans.

What is student loan refinancing?

Now that we have a clear idea of what student loans are, it’s time to talk about refinancing. By refinancing, you basically change the terms of your current student loan. You apply for a better interest rate, and the company you borrowed money from agrees on this new deal. The companies offering a student loan refinance deal usually have lower rates than those keeping your previous loan.

Why should you consider refinancing student loans?

how to refinance student loans

Here are some of the main reasons why should you refinance your student loans:

1. Lower interest rates:

The main advantage of refinancing is getting a lower rate than your previous one. Usually, once the loan is refinanced, it will be offered at a lower interest rate, and you can save thousands of dollars. You will start saving money when the new contract is signed, and the new interest rate kicks in.

2. Lower monthly payments:

Of course, lower interest rates mean that your monthly payment will be smaller as well. You may even get a different type of loan, which provides lower monthly repayments than what you currently have. This is why it’s essential to read all the offers thoroughly before choosing one.

3. You don’t have to pay for multiple loans:

Yes, student loan refinancing can help you get rid of multiple loans and consolidate them into a new one. This means that your accounts can be closed, and you won’t have to worry about paying for multiple debts at a time.

4. You can pay off your student loan faster:

Another benefit of refinancing is that the repayment terms may change in a way that will allow you to pay back your loan faster. This can be extremely helpful if you know that you will only need the loan for a short period and then manage to pay it back.

5. You can re-arrange your repayment term:

This is one of the main advantages because it allows you to change the loan terms. You can do everything from lengthening or shortening them, changing your monthly payment amount, adding another loan to it, etc. This will depend on your particular situation and your needs.

What are the disadvantages of refinancing student loans?

how to refinance student loans

Even though there are many benefits to refinancing your student loan, you should consider that this may not be the best solution for everyone. There are certain disadvantages which you should know about before making any decisions:

1. Not everyone can qualify:

Not everyone can qualify for student loan refinancing. Before applying, you should read carefully about the requirements, and if you have a poor credit score or a low income, this option may not be available.

2. You lose federal repayment plans:

When you refinance a federal student loan, it means that all of your rights as a borrower are done for good. This means that you won’t benefit from federal repayment plans that can help a lot during a hardship, for instance. You will have to abide by the rules of your new lender, and there isn’t much flexibility here.

3. You might get locked into a fixed repayment plan:

Once you have refinanced your student loan, it’s very likely that you will get locked with a fixed repayment plan and fixed interest rate. This means that you won’t be able to switch from one type of repayment to another during the life of your loan. For example, federal student loans allow borrowers to modify their repayment terms and make them more flexible if they are in a difficult financial situation. This option might not be available when you refinance your loans with a private lender.

How do I refinance my student loans?

how to refinance student loans

Now that we know about the main benefits and disadvantages of refinancing student loans, we can take a closer look at how to refinance your loan.

1. Decide whether you should or shouldn’t refinance your student loan:

Before you apply and refinance your student loans, make sure that this is the best decision for you. You should know whether or not refinancing under a private lender will be beneficial for your situation ahead of time. Once you come up with a definite answer, it’s time to start applying. Also, you have to remember, if you refinance federal loans, your terms can get terminated.

2. Find the best lenders:

When you look for a private lender, make sure that you choose one which suits your needs and offers competitive interest rates and fees. You can get this information from online reviews or even by speaking directly with the loan specialists at different companies before deciding.

3. Choose the repayment rates and terms:

After finding a lender who is willing to refinance your loans, you will have to make a few crucial decisions. This includes the type of repayment plan and the monthly payment amount. There is a wide range of available options depending on your needs and budget.

4. Apply for student loan refinancing:

Once you compare different offers and find one that fits your situation, it’s time to apply for refinancing. When you fill out the application form, make sure that all details are correct and accurate. Otherwise, this may affect your credit score or even lower it if there are any mistakes on your file.

5. Start repaying with the new terms and plan:

Once you get approved for student loan refinancing, it’s time to start repaying your loans with the new terms and repayment plan. Ensure that you stay on top of your monthly payments and if you get any reminders about late fees, act immediately to avoid these.

Best student loan refinances companies:

Here are some of the best companies you can choose from when refinancing your federal or private student loans:

1. MPOWER Financing

2. SoFi

3. PenFed

4. Earnest

5. Discover Student Loans

6. LendKey

Conclusion:

When you refinance your student loans, it’s very important to have a clear idea about the benefits and disadvantages of this type of financing. Make sure that before making any decision, you research different lenders and see what they have to offer in terms of rates, fees, repayment plans, and so on. Good luck!


Best International Scholarships for International Students
December 14th, 2021 by Al C

man smiling while sitting and using internationalstudentloan.com

In a world where the competition is increasingly fierce, it’s no wonder that scholarships are in high demand. In fact, for international students who have to pay higher tuition fees than their local counterparts, it can be a life-changing opportunity. Fortunately, there are many scholarship opportunities available to today’s international students.

This article will cover some of the best and most popular options for international students looking for international financial aid. We will also cover some important things that might help you in your scholarship hunt.

What is an International Scholarship for Students?

woman reading book as she studies abroad

An international scholarship, as the name suggests, is a financial award available to students who are not citizens of the country in which they are studying. International scholarships can come from a variety of sources, including governments, universities, and private organizations that support a student for his/her financial need.

It helps students to pay for their educational expenses while they are attending a university or college in another country. Most scholarships are either full or partial. In full scholarships, the student receives all the money they need to cover their tuition and living expenses. Partial scholarships give students a percentage of the money they need.

Types of International Scholarships

There are various scholarships available to students from other countries. The most common ones include:

1. Academic Merit based scholarships

Merit scholarships are awarded to students based on their academic or other achievements. Often, the selection committee will look for students who have shown potential in their chosen field of study.

2. Need-based scholarships

These scholarships are awarded to students who can demonstrate that they need financial assistance in order to attend university. The selection committee decides how much money each student needs, and bases the scholarship on that amount.

3. Career-based scholarships

These scholarships are offered to students who wish to study in a particular field of work after graduation. For example, there may be scholarships available for students who want to become doctors, lawyers, or engineers. These types of scholarships are usually very competitive.

4. University-specific scholarships

Scholarships are also available to students at particular universities or in particular fields of study. These awards are usually given by private companies in the university’s field of business, industry, etc. Such awards can be vital for international students who may not have many other scholarship options.

5. Government-specific scholarships

These scholarships are funded by national governments and international organizations such as the United Nations. They can be instrumental in helping students study at universities around the world.

6. Location-based Scholarships

Location-based scholarships are one of the most famous scholarships among international students. They are usually restricted to students who wish to study in a particular region, such as Europe or South America. It opens up opportunities for bright students who belong from rural areas of their home country.

There are many, many more types of scholarships available to international students studying outside their home countries. It is important to research all the options carefully before applying!

Best Study Abroad Scholarships for an International Student (Undergraduate Students/Graduate Students)

Graduate in the library

There are many different scholarship programs available for international students. However, not all of them are created equal. Some scholarships are more prestigious and difficult to obtain than others. Here are some of the best scholarships available to international students:

1. The Fulbright Scholarship (USA)

The Fulbright program is one of the most famous and highly respected scholarships in the world. It is offered to students who wish to study in the United States. The scholarship covers all expenses, including tuition, room and board, and travel. The Fulbright Scholarship is awarded through a competitive selection process in which students are judged according to their academic and leadership potential. It is regularly in the top ten of all scholarships available in the world.

2. British Chevening Scholarships (UK)

The Chevening Scholarship is offered by the British government to students who wish to study in the United Kingdom. The scholarship covers all expenses, including tuition, room and board, and travel. The selection process is highly competitive, and only the top students are chosen. It is one of the most prestigious scholarships available to students from around the world.

3. University of Alberta International Country Scholarship (Canada)

The University of Alberta International Country Scholarship is provided by the University of Alberta (Edmonton, Canada) is open to international students who are not Canadian citizens or permanent residents. It offers scholarships for bright students who have shown excellence in their previous academic work. The scholarship covers the cost of tuition and living expenses.

4. Cambridge Trust Scholarship Awards (UK)

The Cambridge Trust Scholarship Awards are offered by the University of Cambridge (UK) to international students who demonstrate outstanding academic achievement and potential in their chosen field of study. The scholarship is awarded for the full duration of a student’s program at Cambridge and covers the cost of tuition and living expenses.

5. The Humphrey Fellowship Program (USA)

The Humphrey Fellowship Program is a fully funded fellowship offered by the United States government to students from developing countries who wish to study in the United States. The fellowship covers all expenses, including tuition, room and board, and travel. Since it is a government-backed program, the Humphrey Fellowship is extremely competitive.

6. Bell Fellowship for International Scholars (USA)

The Bell Fellowship offers fellowships to future leaders and young professionals in the field of population and development. The program offers a two-year research and leadership training at one of the world’s leading universities, with a focus on social and environmental determinants of population health, aging societies, workplace and wellbeing, and social and family demography. Selected fellows receive a full scholarship that covers tuition, room, and board and travel expenses.

7. Rhodes Global Scholarship to Study in (UK)

The Rhodes Global Scholarship is for exceptional students from outside the UK to study at the University of Oxford. It was one of the oldest and most prestigious scholarships in the world. The Rhodes Scholarships were founded in 1902 by Cecil Rhodes and are open to students from around the world who have the passion to make a difference in their community. The scholarship awards full tuition, room and board, and travel expenses for two or three years of study at Oxford.

8. Chevening Scholarships (UK)

Chevening Scholarships, funded by the Foreign and Commonwealth Office, are available for postgraduate study in almost any subject at master’s level at participating UK universities. The scholarship is open to students from around the world who have been invited by a UK university to study for an English language master’s degree.

9. AAUW International Fellowship (USA)

The American Association of University Women (AAUW) offers International Fellowships for women who are not United States citizens or permanent residents. The fellowship is open to graduate students in any discipline and awards up to $30,000 per year for two years of study.

10. Civil Society Leadership Awards (USA)

The Civil Society Leadership Awards (CSLA) are open to emerging leaders from civil society organizations working in the following areas: human rights, social justice, peace and reconciliation, the environment, and women’s empowerment. The CSLA program provides fellows with up to $90,000 for graduate study in the United States.

Things to consider before applying for scholarships:

There are a few things that foreign students have to keep in mind when applying for scholarships.

1. Do your research: Make sure you do your research on the different scholarships that are available to you. There are many different scholarships with different eligibility requirements, so make sure you find one that is a good fit for you.

2. Get organized: Make a list of all the scholarships for which you are eligible and start applying. Applying for scholarships can be a lot of work, so make sure you get organized before you start.

3. Show your commitment: You should always show your commitment to the scholarship or award by writing a personal statement on why you deserve the scholarship and what it will mean for you to receive it.

4. Be prepared to accept rejection: There are many reasons why some applications might not be successful, so don’t be discouraged if you don’t get the scholarship that you applied for. There are many other scholarships available, so keep looking for other sources that offer scholarships.

5. Follow the instructions: Make sure you read and follow the instructions carefully when applying for scholarships. If you don’t follow the instructions, your application might not be considered.

6. Apply for multiple scholarships: Don’t just apply for one scholarship. Apply for as many scholarships as you can, because you might not get selected for the first one that you apply for. You can also get selected for more than one scholarship, so it’s always worth applying.

7. Focus on your academic excellence: Make sure you focus on your academics because scholarships are not the only thing that matter in your life. Make good grades, get involved in extracurricular activities, and volunteer.

8. Show your passion: Show the scholarship committee how much you care about whatever scholarship or award that you are applying for. If you have a strong passion for whatever award or scholarship, then the committee members will be more likely to select you.

Final thoughts

Studying abroad is the dream of millions of students for higher education. And what better way than getting a scholarship to support their financial needs. But getting a scholarship is not easy, but it’s definitely worth the effort. Make sure you do your research, get organized, and follow the instructions carefully. And don’t forget to have fun while you’re applying for scholarships! There are many different scholarships available, so you’re bound to find one that’s perfect for you. Best of luck!


International Student Financial Aid UK
November 30th, 2021 by Al C

three round white wooden tables

Studying in the UK doesn’t have to be expensive. While tuition fees are on the rise, international students can apply for funding through government grants, scholarships, and international student loans. For American students, both federal financial aid and international student loans are also available. Financial support is available to help cover living expenses as well so that’s not something you need to worry about when it comes time to study abroad!

Financial aid is often given by the government or a few private sources. These can be obtained by students who are going to study abroad and want to finance their education outside of their home country. In addition, financial aid is given by many organizations which help in making an individual’s journey smooth and easy but they do not cover all costs. They can cover up to a certain percentage of the total amount.

Whatever form of financial aid you get, it’ll only help you with your finances throughout your academic journey. In this article, we will be looking at the major types of financial aid available in the UK for international students including American students.

Financial aid in the UK for international students

four people watching on white MacBook on top of glass-top table

The UK government and UK universities offer hundreds of international scholarships, financial support programs, and student loans to international students each year. The government awards scholarships to students based on their performance in academics, sports, or any other talent they possess. These are awarded to help with tuition fees and living expenses while at university.

Application procedures for international scholarships vary from one scholarship program to the next. But most of them require you to research your options then submit an application form including academic merit credentials as well as personal achievements. You may have to write an essay or submit a portfolio for some scholarships.

What do UK Financial aid offers cover?

They can cover a wide range of costs depending on the kind of program you qualify for. But here are some of the most common ones:

1. Tuition Fees:

Tuition fees are probably the most expensive thing you’ll have to pay for when studying abroad. Financial aid can help with tuition fees. You may also be able to get a scholarship or award that covers the full amount of your tuition fee so you don’t need to take out student loans at all!

2. Living Costs:

The second most expensive thing you need to worry about is living costs. Some programs take care of your living expenses both partially and in some cases, in full as well. So you can focus more on your studies and less on rents.

3. Other Expenses:

A few sponsors can help with other expenses including academic costs like books, stationery, and equipment. These are usually included in the tuition fee but if they’re not then you may be able to get a scholarship or award that covers these too.

Different types of aid in the UK

person walking on concrete road beside brown concrete house near green high trees under white sky during daytime

There are many types of aid which are available for international students in the UK. Here are some of them:

1. Scholarships

These can be given by governments, universities, or even private sources to help with tuition fees and living expenses while at university. Scholarships mainly cover your tuition fee and living costs to help with the overall cost of studying abroad.

Scholarships are available to international students at all levels of their academic journey including undergraduate, postgraduate, and Ph.D. programs as well as many other courses too! They’re also awarded based on a variety of criteria so you can find scholarships that match your personal qualities or interests. You can even qualify for more than one scholarship as well.

2. Grants

Similar to scholarships, grants cover your tuition fee and living costs. They’re given by governments or UK universities for different reasons so they can vary in their eligibility criteria too! Grants are awarded based on merit but some of them also take into account the financial situation of the applicant’s family as well. You may need to submit documents before you get a grant so make sure you meet all the eligibility criteria before applying.

Grants are usually awarded for undergraduate studies but some universities offer grants to postgraduate students or Ph.D. candidates as well! You can also get a government-funded scholarship if your country has an agreement with the UK, allowing their citizens to receive funding while studying in the UK.

3. Federal Student Loan

These are big loans that you can use to pay your tuition fee and living costs. They’re called federal as they’re are a part of the government student loan programs and come with low-interest rates. They are a great option if your scholarship or grant is not sufficient to cover the expenses. Federal loans are also given to students who can’t get a scholarship or grant and need extra financial support for studying in the UK.

Federal Loans also called Stafford Loans which are divided into two types: subsidised (given with no interest) and unsubsidised (with interests). Federal loans offer all students including American students and other international ones Ph.D., postgraduate, and undergraduate scholarships.

4. Private Student Loan

These are loans from private sources that you can use to pay for your tuition fee or living costs. They’re not given by the government so they have higher interest rates and some of them may also require a co-signer since international students usually don’t have a credit history.

You should be careful before taking any private loans as they usually require good credit history and higher interest rates. You must compare different lenders in order to find a suitable option.

5. Work-study program

This is another type of program that can help international students. It allows you to get a part-time job while studying. It will help with covering your tuition fee and living costs. You’ll be able to work for up to certain hours (depending on the university) per week during academic sessions, allowing you more time for studies too!

A work-study program is usually awarded to undergraduate students. It’s available at different universities in the UK so you can look for work-study programs while applying for your course of studies.

How to apply for financial aid in the UK?

aerial photography of people sitting on chair

The process of applying for support is different at each university so you need to check their website or contact them directly. There are also scholarships that can be applied online without any additional documents but some require specific ones like high school transcripts and SAT scores for example.

Here are the necessary steps that you must follow to apply for funding like this in the UK:

1. Research:

The first thing you need to do is research the types of financial aids/international student loans available for students like you. It will help you find scholarships and federal loans that match your personal qualities or interests. It will also help you estimate how much money you’ll need to pay for tuition, living costs, and other expenses.

3. Compare

List down the best options that you found after researching. It’s important to compare different aid options and their eligibility criteria before applying for anything. You should also check the university website or contact them directly if you need more information.

4. Look for merit-based scholarships

These types of scholarships are usually given for academic excellence, specifically when a student has outstanding results during his/her course of study! Merit-based scholarship programs generally have specific criteria so be sure to check them before applying.

5. Read the documents

Read the documents of your chosen options carefully. They usually have eligibility criteria so you need to meet them in order to get approved for any federal or private loans or scholarships. You should also check the application dates and deadlines since it’s important to be on time when applying especially if a deadline is closing soon!

6. Apply

Apply as soon as possible so you don’t miss any important deadlines. The sooner you apply, the better chances of getting approved! You can also boost your chance by writing a compelling cover letter and resume that highlights your achievements and skills to impress potential sponsors or donors.

Key takeaways

1. You should research the types of financial aid available to international students.

2. There are different sources for private loans and work-study programs that can be part of your financial aid package.

3. Check university websites or contact them directly if you need more information about financial aid options.

4. Make sure that you meet all eligibility criteria before applying for any type of financial aid.

5. Read the documents carefully and apply as soon as possible to improve your chances of being approved!

Final thoughts

The UK is one of the most popular destinations for international students looking for a world-class education. However, the cost of tuition is very high so it’s important to look for financial aid options that meet your needs and requirements! This article will help you understand how financial aids work in the UK and how to apply for one. So make sure to read it carefully to find out the best ways of covering all your tuition fees without putting a big dent in your savings.


How to Apply for Private Student Loans
November 11th, 2021 by Al C

Working out the pros and cons of student loans

Private student loans make up 7.80% of the total outstanding student loan in the USA. That is more than $130 billion.

Private student loans are some of the most useful financial tools that help students pay for their education, especially when traditional financial aid is not sufficient. A private student loan is a great alternative option if you don’t qualify for a federal student aid program. And because banks and lenders offer many options for repayment, private loans may also be more suitable for your own needs.

Also, there is a high chance of getting approved with private student loans because with certain lenders these loans are not even based on the credit history of the applicant. Therefore, a private student loan would be ideal if you don’t qualify for a federal student loan or if you don’t have any credit history.

In this article, we will be digging deep into private student loans! We will discuss how they work, their advantages and disadvantages, the application process, and other useful information so you don’t get confused when you apply for a private student loan. So let’s get started!

What are private student loans?

Unlike federal student loans, private loans don’t originate from the government. Private student loans are used when a student either doesn’t qualify for the federal student loan or when their amount of financial aid is not enough to pay for his/her education.

Private student loans are mostly offered by the major banks, savings & loans companies, credit unions, and some other lenders who provide personal or educational loans. A private student loan typically offers benefits that include low-interest rates, flexible repayment options, and lenient borrowing limits. However, the interest rates on private student loans are higher than federal student loan rates.

How does a private student loan work?

A private student loan is the same as any other student loan, but they are offered by private financial institutions. When you apply for a private student loan, you need to submit your credit history and income information. The bank or lender will assess your particular situation and determine if they offer you the amount of money that you require.

Once you get approved, the lender will send your school’s financial aid office the funds. They will credit the required amount of money directly to your account and you can use it for paying tuition, housing fees, or any other expense that is related to your education. If there are any funds remaining, your school will transfer those to your nominated bank account.

How to apply for a private student loan

online application form

Before you apply for a private loan, make sure you understand all the terms and conditions of the loan. Compare different lenders or banks that offer student loans before settling on one. Once you have identified the lender with whom you want to go, it’s time for applying for a private student loan! Here are some steps that you need to follow:

1. Check whether you qualify for a federal loan or not

It is advised to apply for a federal student loan before you go for any other type of student loan because these loans offer lower interest rates. Interest rates on private loans are higher than federal student loan interest rates. Therefore, it is better to opt for a federal loan if you qualify for one. In most cases international students in the U.S. do not qualify for federal student aid.

2. Get your credit history in order

If you do not have an established credit history, then it will be difficult for you to get approved by some of the major lenders or banks. Make sure your credit report is error-free and clean. You can check your credit history from the three major credit bureaus: TransUnion, Experian, and Equifax. Once you have a good credit history, apply for a private student loan. There are a small number of lenders that do not require credit history and you can find out about them here.

3. Find a cosigner

It can be hard for students to build their credit score, so the easiest way to get approved for a private student loan is by getting cosigned. If you have someone who loves and trusts you (family members), they can be your cosigner on your application form. This will make it easier for the lender to approve your application because another person has vouched for you! In addition, if your cosigner’s credit history is up to the mark, you can get better repayment terms. Your cosigner must be a U.S. citizen or permanent resident. Most international students will need a cosigner, but there are a number of lenders that do not require one.

4. Find a suitable lender or bank for your private student loan

The most important step in applying for a private student loan is to find the right lender or bank that can provide you with the amount of money that you require. Each lender has its own terms and conditions. You can find different lenders by searching online or visiting your local bank or credit union. Take time to review different loans, rates, and terms before choosing one. One of the easiest ways to find a loan as an international student is to use our loan comparison tool.

5. Fill the application form carefully

Once you have found a good bank or lender, it’s time to fill out their application form. You will need your social security number, credit history, annual income, and other details in order to apply for a private student loan.

Filling out this form should be done carefully because this information will be used to make a decision on your loan approval. If you have any doubts or do not understand something in your application form, it is better to ask the bank before filling it out. Once you are done with it, submit the form.

6. Be aware of hidden charges and fees

Once you have submitted your application, you will receive paperwork from the bank. Make sure you review all the terms and conditions carefully to avoid any hidden charges or fees that can increase your loan amount.

7. Get approved for a private student loan

After filling out an application form, waiting patiently for a response from a lender, and going through the required paperwork, it’s time for you to get approved for a private student loan! Once you have been approved for a loan, the lender will transfer money to your school.

8. Paying back your private student loan

Once you get a private student loan, it is important for you to be aware of the repayment period and other charges. The bank will send you an email or letter that tells you about the amount that must be paid back. You should also know if there are any penalties or charges for not making monthly payments on time.

Federal student loan vs Private student loan

The federal government provides loans to domestic students

Federal loans are the safest option when it comes to taking out a loan for college if you are eligible for them. Federal student loans typically have lower interest rates compared to private student loans, they do not require a co-signer, and you will not accumulate any additional debt if your student situation changes.

Private student loans may be used for continuing education or for students who do not qualify for federal loans. Before applying for a private student loan, make sure that you understand the terms and conditions of your lender or bank. You can get your credit report and score from all three major credit bureaus: TransUnion, Experian, and Equifax to help you find a suitable lender.

Note: Consider getting a private student loan only when you don’t get approved for a federal student loan or your federal student loan is not enough for your education expenses.

Advantages and Disadvantages of Taking Private Loans

Private students are great alternatives for students who have a bad credit history or have applied for a federal loan but did not get approved. But they do come with both pros and cons that must be considered before applying for them.

Advantages

1. Private student loans give you the freedom and flexibility of choosing your own loan amount and loan duration.

2. You can get rewards for having good credit. Your interest might get lower if you have a good credit history.

3. You get more freedom to use the money that you borrow in any way you want during your college years.

4. You can apply for a private student loan anytime you want. No matter if you are in the middle of your college career or if you are graduating, you can still apply for a private student loan.

5. Private student loans can be used to repay your previous student loans.

7. Ideal for students who have a bad credit score or didn’t get approved for federal loans.

Disadvantages

1. You will be charged with higher interest rates than if you get a federal loan.

2. You are required to have a co-signer if you have a bad or no credit history with most lenders.

3. It is essential that you review all transaction and loan terms with your lender to avoid any misunderstandings or miscommunications.

4. You may not be able to change the duration of your repayment without increasing the interest rates

A few things to consider

  • Opt for private student loans only if you don’t qualify for a federal student loan
  • Compare multiple lenders and banks before finalizing a lender
  • Borrow only what you need to stay in school and pay for your education expenses
  • Don’t miss out on any repayment term and make sure you repay your private student loan on time
  • Find a co-signer if you need one
  • Read the terms and conditions carefully before signing any agreement

Final thoughts

So there you have it! A private student loan is great if you don’t qualify for a federal student loan. Make sure you consider all options before you apply for a private student loan. Always review the terms and conditions with your lender before you sign anything.


International Student Credit Card
November 8th, 2021 by Al C

Using a credit card for online purchases

International students often struggle to pay for their education. From high tuition fees to living expenses, international students have to pay a lot of money. And not everyone qualifies for financial aid or scholarships. So, if you are an international student, having an international credit card is a must.

International student credit cards allow students to pay for books and supplies, food, housing, and other expenses. With these types of cards, there is no need to carry cash or take out money from a bank machine. And the best part is that many of these cards have relatively low interest rates. Normally, international students pay an annual percentage rate (APR) of 17%-19.9%.

An international student’s credit card offers a lot of perks to international students. In this article, we are going to talk about their advantages and disadvantages. This article will be really helpful for international students.

What is an International Student Credit Card?

International student credit cards are a type of card that is only available to students outside of their home country. They provide support to students as they look for opportunities to build their financial history. It allows students to pay for expenses such as books and food.

When you have, use and repay money on a credit card, lenders are more likely to see that you are capable of repaying your debt. International student credit cards are beneficial for students in this way because they help to build their credit score. They provide an important tool to build a successful financial profile in the country they are studying in.

What are the benefits of having an international student credit card?

As an international student, there are many benefits of having one. Here are some of the benefits:

1. Easy to apply

Many students can easily get approved for international student credit cards because it’s often quite easy to apply for them. You can apply for international student credit cards online and receive a response within minutes. If you want to be able to use your cards as soon as possible, you should definitely apply for an international credit card.

2. Rewards Program

With international student credit cards, it’s really easy to earn rewards for daily spending. All you have to do is sign up for a rewards card and then use your credit card to pay for all of your expenses. Many international student credit cards offer different types of rewards such as cashback, airline miles, and retail discounts.

3. Builds Credit Score/History

Having a student credit card allows students to build their financial profile in the country they live in. This makes it easier for them to buy a house or car once they graduate. Building credit history starts with a credit card. It is a great way to start building a good financial profile.

4. Fraud protection

International student credit cards provide fraud protection which means that you won’t be held responsible for fraudulent charges that appear on your statement as long as you report it within a certain time period. For example, if your credit card is stolen and someone uses your account to make a purchase, you won’t be held responsible as long as you report that fraudulent charge within 30 days.

What are the Disadvantages of having International Student Credit Cards?

Disadvantages of credit cards for international students

Everything good comes with a price! Although there are many benefits to it, there are also some disadvantages. Here are some of the disadvantages:

1. Fees

International student credit cards tend to have high fees. It is because credit card companies do not believe that students will pay their balances in full every month. They can charge higher interest rates sometimes which end up increasing the cost of borrowing money. Some international students’ credit cards have a yearly fee that is required to be paid once you open the account.

2. Foreign Transaction Fees

International student credit cards charge a foreign transaction fee every time a purchase is made outside of the registered country or if an international ATM request is used (for example if you used the card when visiting your home country during your vacation). When you use your card outside of the country, this will translate into a 3% to 5% charge. This usually occurs because international credit card companies have the power to access the wholesale rate for currency conversion.

3. Credit Limit

International student credit cards often have a low credit limit. This means that you will not be able to use your credit card for large purchases.

Secured Credit Cards Vs Unsecured Credit Card

A secured credit card is a type of loan that requires the borrower to place collateral against the funds. Most international student credit cards are unsecured because they don’t require collateral. Some banks might require collateral if your international credit score isn’t ideal.

Eligibility Criteria for International Student Credit Cards

Using a credit card as an international student

1. Student Status: To qualify for it, you must be a full-time international student.

2. 18 Years of Age: Most companies give credit cards to students who are at least 18 years old.

3. Annual Income: You will not be able to get approval for it if your annual income is below the limit set by the issuer.

4. Valid Address: You must have a permanent address where you can receive your credit card statement each month.

5. Social Security Number (Not every credit card issuer requires it): A SSN is required to apply for many cards. Without one, you will may be able to get approved.

6. Valid Phone Number: Most credit card companies require an international phone number as well as a home address to confirm the identity of the person applying for a student credit card.

How to apply for International Student Credit Cards?

There are many different credit cards that you can apply for. However, it is important to do your research first before applying for one. Here are some tips that will help you apply for suitable international student credit cards:

1. Open up a bank account:

Before applying, first, open up a bank account with the bank that you choose. Take some time to look at all of the different credit cards and compare their rates and fees. This is very important because it will give you a better idea of which one to choose.

2. Check your eligibility:

You should always check your eligibility. It isn’t always clear before you apply, but if you can see from the criteria that you will not qualify, it will do your credit history more damage to apply and be rejected..

3. Research various credit card companies

Look for customer reviews online and read everything about the credit card issuers who are offering you the card. Make sure that the company is reputable and has been in business for a long time.

4. Look at fees and rewards

Make sure to look at all the fees associated with the card. Compare different cards and see which one offers you the lowest interest rate. Also, consider looking for a card that offers rewards.

5. Get a cosigner

If you are unable to find a suitable card on your own, consider asking for a cosigner. Sometimes, banks will give you a higher chance of being approved if you have someone vouching for you. Just make sure that the person who is willing to cosign for you is a stable source of income and has a good credit history.

6. Apply online

Applying online is the easiest way to apply for a card because it usually requires less paperwork and also takes less time. All you have to do is fill out an application, wait for approval, and access your account.

Top International Student Credit Cards

International student holding a variety of cards

1. Capital One Platinum Credit Card: This company offers a low-interest rate of 9%. It also charges no annual fee. It has an APR of 26.99% (variable). You can quickly and easily apply for this credit card online.

2. Discover it for Students: This card is perfect for students who often travel outside of the United States. It charges no annual fee and has a low-interest rate. The maximum APR that you can be charged is 12.99%-21.99%. You can quickly and easily apply for this credit card online.

3. Chase Student Visa Credit Card: With no annual fees, you can easily apply online for this card. You will be given a credit limit that is equal to half of your annual income or less. The APR is very low at 14.99% (variable).

4. Deserve EDU: There is no annual fee as well as foreign transaction fee. The APR is 18.74% (variable). It doesn’t require any SSN to apply. You can also apply online for this card.

5. Capital One SavorOne Student Cash Rewards Credit Card: It’s easy to apply for a cashback credit card. It has a $0 annual fee and a variable APR of 26.99% (Variable). There is no foreign transaction fee and it is accepted worldwide.

Top Tips:

1. Make sure to do your research before applying for an international student credit card so you can compare different offers and find the best one for your needs.

2. Always check your eligibility before applying for a credit card because some credit cards will not approve certain applicants based on their circumstances.

3. Keep good credit so you can increase your chances of being approved for an international student credit card in the future.

4. When filling out an application, answer all questions truthfully and pay close attention to detail because if there are any errors, your application might be rejected which will take more time to reapply for the credit card.

5. Monitor your credit card activity so you can avoid being charged with over-limit fees or late payment fees.

6. Always read the fine print of any credit card offer before signing up for any credit card because it will help you know exactly what to expect once the account is opened.

Final thoughts:

Applying for an international student credit card is easy as long as you know what to do. By following these top tips, you can easily apply for a great card that will suit your needs and help you build good credit history.


International Student Financial Aid Guide
August 27th, 2021 by Al C

Financial resources for international students

International student financial aid is a necessity for almost all international students wishing to study abroad and often times it can’t be obtained without applying for an international student loan.

Many international students, however, need a loan in addition to any awards or scholarships received. So what are these loans and how do you get them?

In this article we will explore both topics in order to provide some basic understanding of the complicated world of financial aid for international education, international student loans and how they work.

Read on if you would like some clarity into this confusing topic!

Why international financial aid is necessary

Financial aid for international students is necessary for almost all international students because the cost of studying abroad is more than the average student can afford – even with financial support from their family.

The average cost of studying abroad for a year can range anywhere from $30,000 to more than $70,000

Some of the most expensive in demand countries include the United States and the United Kingdom.

In both cases the tuition fees are more expensive for international students, and you need to add in other necessary costs such as accommodation and food.

The cost is around three times higher than what a student would have to pay at home for the same program.

How to get financial aid for international students

It is not easy to get financial aid as an international student and it requires you to work hard in order to obtain it. The first place to look for financial aid is with the school or university you will be attending.

Federal financial aid is not usually available for international students

In most cases students going to a school in the U.S. must first complete a FAFSA (Free Application for Federal Student Aid) and apply for any government funding available – this is often the case even though international students are not usually eligible for federal aid.

Most universities have their own financial aid options and scholarship programs that international students can apply to. Some are merit-based while others are need-based. It is important to complete your application as soon as possible as most programs and scholarships only have a limited number of positions available.

There are also many scholarships for international students offered through private organisations that can be applied for online and there is no shortage of options. Search the database of international scholarships at www.iefa.org/scholarships.

Often times these scholarships have specific requirements, such as a minimum GPA and/or language proficiency but there are also general scholarships available. Once you have completed your application, it will be reviewed by the selection committee and if selected, you will be awarded a scholarship.

Lastly, remember that an international student loan is only a last resort after all other funding has been exhausted – it should never be used instead of applying for scholarships and/or government funding.

international undergraduate students

There are a small number of lenders who specialize in loans for international students, but they are not available in every country or at every school or university – a lender must have a suitable program for your chosen institution and you must meet their other lending criteria.

Another factor in the availability of loans for international students is that some lenders require you to have a cosigner (also known as a guarantor or co-borrower) who is legally responsible for repaying your loan if you fail to do so. That cosigner must be a U.S. permanent resident.

This image has an empty alt attribute; its file name is CompareStudentLoans.png

Paying back your international student loan

Repayment of an international student loan will depend on the terms set out when you took the loan. Different lenders will have different repayment terms and interest rates.

Some lenders will allow you to defer repayments until after graduation while others will want you to start repaying your loan immediately.

Whatever repayment plan you have, your lender will be able to give you the exact details about how much you will have to repay and when – and you should be able to see the total cost of borrowing (including all interest and fees).

International student financial aid is a complex topic and it’s important for prospective students to research their options before making any decisions. There are many ways you can get financial assistance, but the first place to look should always be with your school or university. Your institution may offer scholarships that don’t require an essay; these are often need-based programs so if you’re struggling academically, this might not be a good option.

The next step would be to search the database of international scholarships at www.iefa.org/scholarships where there is no shortage of opportunities available (although some do have specific requirements).

Lastly, remember that borrowing money shouldn’t ever substitute applying for other sources of funding such as government grants or private scholarships – international loans should be used as a last resort. It is also important to look at the terms and conditions of your loan and understand where you currently stand financially before taking on any financial responsibility – if you have to take out an international student loan, make sure that it’s done with care.


How does studying abroad work?
August 18th, 2021 by Al C

Studying abroad is a great way to broaden your world view

Studying abroad is a great way to broaden your world view, build on your education and learn about different cultures. It’s also a great chance to make friends from other countries who can help you with your language skills. If this sounds like something you would be interested in, read on!

This article will answer questions about studying abroad such as: what are the steps and how it works? Who should do it? How much does it cost? What are some of the benefits of studying abroad? And more!

What do you need to study abroad?

Studying abroad is a great opportunity, but it’s also a challenging experience. You can’t just decide to study abroad and go. You need to know what you’re getting into first, including how studying abroad works and if it’s the right choice for you before making your decision.

If you’re thinking about studying abroad, start by asking yourself these questions:What do I want to get out of the experience? How will it help me in my career? Do I know where I want to live and/or study abroad? What am I willing to sacrifice for my education?

After that, make a plan. You’re going to need to decide on a host country and choose from available study abroad programs. Depending on your host country destination and the country where you are a citizen you may need a student visa. Make sure you apply for any student visas well in advance! Look at the costs of your departure, including airfare to get there. Think about some of the cultural differences and how that might affect you.

If this sounds like a lot of work, it can be – but it’s worth it in the end.

What about funding?

If you want to study elsewhere in Europe or another part of the world, you will probably have to apply for some programs and grants

If you want to study elsewhere in Europe or another part of the world, you will probably have to apply for some programs and grants.

Some of these grants are selective, so you can’t just apply for them if you want to! To find out more about studying abroad, we recommend that you visit your school’s international office or website. They have tons of information and many of them can help you with applying too.

There are also some scholarships available only for minorities or students from another country that are very competitive to get. Some of these scholarships will provide you with money to pay for your studies and living expenses, so this might be the right choice for you if you want to study abroad but don’t think that you can afford it.

How does studying abroad help you?

the long-term benefits in future career opportunities can't be understated when you enter the job market

Some people are reluctant to study abroad because they’ll be far from home or they worry about culture shock from being immersed in a new language and place. That is completely understandable, but studying a program at an international university can be a very rewarding experience. You’ll definitely get out of your comfort zone and learn more about yourself and different cultures in the process!

And the long-term benefits in future career opportunities can’t be understated when you enter the job market after returning from your host university. Hiring companies look at the way they can benefit from candidates’ experiences abroad where they have learned cultural awareness and communication skills better than they could domestically.

Studying or living in abroad will change you as a person. This is, of course, completely different than studying or living in your home town or even a different city in your country. Studying overseas will give you the opportunity to forge friendships with people from around the world – not just your new home.

You’ll get to know how things work differently there and are able to learn a little bit more about yourself while experiencing something completely new and foreign.

How long do you usually study abroad?

Most of the time that you study abroad it’s through a university program at your home university, which will usually take at least one semester. Some programs will be shorter depending on what you’re studying and where you are going to study, and some will be longer – such as a full academic year.

Some students chose to take their entire degree program at an international school – this is known as being “foreign enrolled”.

So it basically depends on the program and university you want to study at. There will be a lot of different programs to choose from, so you’ll have to make your pick!

Is Studying Abroad expensive?

Depending on where you study and how long for, studying abroad can be expensive. Many students get grants or scholarships to study abroad and have a job while they are studying. This is important to watch out for because sometimes the costs of living in another country will be more than you expected.

Tuition fees

A major reason for the difference in costs in your home country versus going abroad will be the tuition costs, which could range from being completely free to being much more expensive then if you were a domestic student.

Living costs

Travel and accommodation also add up. If you intend to fly home every vacation then this will not only severely diminish your overall experience, but will also cost a lot. Similarly the choices you make regarding where you live will have a big impact. Private accommodation is often the most expensive, while university dorms can be cheaper and really comfortable. To get really immersed in the culture, host families are a great option, and are often reasonably priced.

Depending on the place you go and your financial situation, planning ahead will help you get the most out of studying abroad.

What is the cheapest study abroad program?

If you want to study abroad, do your research and plan ahead. Make sure that the place you pick really is the best choice for you and your family (if they are joining you). If you want to study abroad in Europe, look at what your university offers and see if they have any programs that match your career and life goals.

Here are some of the cheapest countries that offer affordable study abroad programs:

  • Norway
  • Germany
  • France
  • Mexico
  • India
  • Poland
  • Argentina

How do I find a study abroad program?

If you’re a high school student and planning to study in college, there are many different programs that your university offers. Some of them will even provide you with financial aid just for studying abroad.

We recommend you to go to the college’s website or talk to the international office if you’re not sure what options are available. Many of them will have scholarships and financial opportunities for students who want to study abroad.

Also, you can look for scholarships to study abroad that are offered by other organizations and will help pay for your studies in another country and living expenses.

The main thing is to decide on the course and university you want to attend and then plan how to get there.

Which country is best for study abroad?

Different countries have different opportunities available for studying abroad

Fancy going to Costa Rica? The Dominican Republic? Maybe the Czech Republic or New Zealand? There are just so many options and no way for us to tell you which one is right for you. You can get a lot of information on the internet about different places you might want to study in, not just from the universities, but other resources too. This is good because you’ll be able to understand what the living expenses are like and how much it would cost you to go there for a semester or a year.

Different countries have different opportunities available for studying abroad. Some countries require you to learn the language of the country or have some background in their culture and traditions.

Some of the countries that offer the best living conditions and where you can feel comfortable living in are:

  • Italy
  • Spain
  • France
  • Germany
  • England
  • India
  • Mexico
  • Poland

The United States of America is also a country that has very good living facilities and great universities to study in.

Is studying abroad really worth it?

For many students, it is very hard to decide whether studying abroad is worth it or not. It can be very rewarding, but also one of the most expensive parts of their education. So, should you study abroad? 

Studies have shown that students who study abroad are more likely to graduate in four years and get jobs after they’ve graduated than those who have not. Plus, students with study abroad on their resume are in more demand for jobs today. 

It is also important to know that the university where you study will help you find a job after graduation. They might offer you money or internship opportunities just for going there and studying with them! That’s why many people think that studies abroad should be a part of the public university system because it is a great skill that employers want and need.

So it is definitely worth it!

The best part of studying abroad:

The best part of being an international student is that you can live in a different place and explore the culture of another place. You get to meet new people and make new friends from around the world. People also say that the experience they have outside their home helps them grow up faster and become more mature.

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Are you an American student interested in studying abroad in Europe?
June 30th, 2021 by Al C

Street in Paris - Study abroad

Each country in Europe offers an amazing opportunity to study abroad. US students benefit from living and studying in a multicultural academic environment where you can find a plethora of courses taught in English. 90% of study abroad programs require English test scores from non-native speakers.

If you study abroad, even if language learning is not your primary objective, and even if you take only english-taught courses, you will inevitably learn a new language and uncover secrets of a new and different culture.

If you choose a host university in a European country you will make new friends, benefit from high quality higher education and experience the kind of cultural immersion that is not possible in the US – and all at an extremely affordable cost as tuition fees for study programs in popular European destinations tend to be lower than many domestic colleges.

The UK, Italy, Spain, Germany, Ireland, Portugal, Portugal and the Nordic nations are some of the most popular countries that receive the most foreign students each year. Europe is full of cuisines, languages cultural activities, and is a relatively small geographic area making it easier to explore than you might think.

Europe is fascinating. A collection of 50 nations each with its own distinct identity.

Europe is one of the most popular study abroad destinations in the world. Immerse yourself with a homestay in Barcelona, step into the world of international business with an internship in Brussels. Develop your drafting and design skills in Berlin or hone your filmmaking chops in Prague. Celebrate Bastille Day by the Seine, or “The White Nights” by the Neva. Explore world renowned museums in some of the most beautiful cities in the world and choose from a truly diverse range of study programs and cultural excursions you won’t find at home.

Popular destinations

With so many amazing courses offered at some of the top universities in the world, it can be hard to choose between all of the European countries and the study abroad programs at universities there. There are, of course, some countries that will naturally spring to mind when you consider your options, but some of the more overlooked European countries also happen to be more affordable (and off the beaten path). If you want to expand your options beyond the stereotypical destinations, you could also consider many “less popular” destinations in Eastern Europe, for example.

But let’s start with some of the most popular European destinations:

United Kingdom

London (UK)

The United Kingdom (UK) attracts a wonderful mixture of thousands of international students from all over the world every semester. The country boast over 150 institutions to study. The UK is home to some of the world’s most prestigious and top-ranked universities, and there is a long tradition of welcoming foreign students year round.

International students flock to the UK for the incredible cultural experience, unmatched higher education standards, and history.

Spain

Spain is a hugely popular study abroad destination for Americans – especially those that want to learn Spanish as they study. Thousands of students choose to study at higher education institutions in Spain every year, placing it in Europe’s top 10 Study Abroad Countries in Europe.

Spain is known for both cultural experiences and culinary arts. Local history and culture make it a great study abroad destination. Enjoy tapas bars, great food, football and the country’s rich history.

If you’re looking for a dynamic, exciting, culturally rich experience, vamos a Espana!

Portugal

Portugal

Portugal is another popular destination for studying abroad in Western Europe. The country offers over 300 days of sunshine every year, a wide range of beaches, vineyards and wine. Enjoy the sun, food and nightlife, while taking a study abroad program at a historic university.

Switzerland

Switzerland is known for its beautiful mountains, delicious cheeses, yummy chocolates, and clean towns. Tuition fees at most public universities are the same for all foreign students, irrespective of where they are from, meaning that even though it can be an expensive destination, you are not penalised over an EU student when it comes to tuition fees. You have the chance to learn four languages – French, German, Italian, and Romansh in Switzerland. When you’re not hitting the books you can make the most of your study abroad experience and enjoy the beauty of the Swiss Alps, explore picturesque towns, and taste some of Switzerland’s mouth-watering cuisine.

Italy

Rome

Italy is home to a wide range of excellent academic institutions. International students are warmly welcomed in the country’s universities. Italy is known to have some of the best fashion design programs in Europe if you are interested in fashion, design, art and similar courses.

Immerse yourself in Italian culture and enjoy the Italian way of life!

Denmark

Denmark regularly ranks on lists of the most liveable, safest, and happiest places in the world. Why wouldn’t you want to explore the study programmes offered there?

The Danes are known for their sense of togetherness and cohesion, good news for international students trying to make new friends and adjust to a new culture and way of life. Danish universities are set up to promote creativity and innovation, so this is an ideal place to pursue creative courses.

Study Abroad Programs in Europe

Social sciences, life sciences, computer science, natural sciences, language studies, public relations, law, human rights, information technology, history or any other program – you will find the perfect course if you study in Europe.

International Students

Europe is incredibly welcoming to international students from all over the world. Europe has one of the highest study abroad participation rates globally. The European Union is dedicated to promoting cooperation and collaboration between countries including the USA, and higher education is one area where this is particularly prominent.

Cost of Living

The cost of living in Europe can vary greatly depending on where you study, overall, however, if you’re coming from a big city in the US you’ll feel like the cost of living is generally lower unless you choose to live in one of the big cities like London, Madrid or Berlin.

Scholarships for studying abroad in Europe

Students working

European universities and government agencies offer scholarships to students studying in Europe. There are also scholarships offered in the US, such as Fullbright and Gillman scholarships.

For the most comprehensive international scholarships listing, see www.IEFA.org

Safety

Study abroad students should be vigilant when travelling in tourist hotspots as these tend to attract pickpockets and as a result petty thefts are fairly common. To avoid this, don’t leave valuables unattended and stay alert in crowded areas. Overall it is very safe to study abroad in Europe, and your university will be able to provide plenty of information about particular areas to avoid or anything to be wary of.

Study Abroad Loans

Study abroad loans are designed to help students from the US to cover the costs of their studies abroad on short programs of up to one year. That may be a short summer program of a few weeks, a single semester or a full academic year. Depending on your chosen program you could study in multiple countries in a single year (for example staking one semester in France and another in Italy).

Study Abroad Loans are available in the same way as if you required additional funds to cover tuition in the US – they are administered through your “home university” – the university in the US that you are enrolled at as a full-time student.

You may use federal funding, including federal loans, to finance short study abroad programs. For more details visit: https://www.internationalstudentloan.com/study_abroad/

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Foreign Enrolled Loans

Foreign Enrolled Loans are for those students who enrol directly as a full-time student at a foreign university not just for a semester or two, but for the duration of their entire course of 3 or 4 years.

There are only a small number of lenders that can assist with this type of funding, and you can find more details here: https://www.internationalstudentloan.com/foreign_enrolled/

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Frequently asked questions

Which country is best for study in Europe?

Leaving for college abroad is an exciting time in a student’s life. However, choosing where to attend can be overwhelming. Students often pick their school by location, programs offered, or scholarships available. Ultimately it’s a personal choice depending on your preferences and interests. There are many things that students should take into consideration, including cost of living, safety, and culture.

Which is the cheapest country to study in Europe?

Generally speaking in Western and Northern Europe the cost of living is more expensive, while in Southern and Eastern Europe it is cheaper. However the cost of living can vary greatly within a country – depending on whether you live in a big city or a smaller town. You should find the universities that you would like to attend, and get advice from the financial aid office or international student advisors. Remember that tuition fees for foreign students can range from free to very expensive depending on your program and you must factor that in.

What should I study abroad in Europe?

The program you choose to study in Europe depends only on your chosen career path or major. Whatever you choose, you’ll find a study abroad program that meets your needs. Of course, if you are a languages student, then it makes sense to visit and study in a country where you can use your language skills in daily life and really benefit from the language learning opportunity.

How much does it cost to study abroad in Europe?

It can be significantly cheaper to live and study in Europe from day to day – but don’t forget the additional costs like travel expenses and insurance, plus the extra money you might spend exploring the continent in this once-in-your-life experience.


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