For any international student considering taking out a student loan for studying abroad it is vital to know what APR is and how it affects them. APR stand for annual percentage rate. Understanding the APR to your loan can be a bit confusing, as most people tend to confuse APR and interest rate. The APR…
If you are planning on studying in the United States as an international student, you may need an international student loan. These loans are available only if you have a US cosigner. International students do not have a credit history in the US and so banks and lenders require a cosigner with good credit history…
If you’ve been following us on Facebook, Google+, or Twitter – or if you’ve been reading our blog – then you know something is different! This year we are excited to bring you live Hangouts to help you finance your education. Want to know about scholarships? Need help applying for student loans? Looking for guidance…
Higher education can be quite expensive and studying overseas can spread your finances very thin. So thin, in fact, that it may seems that an education abroad is almost impossible. However, instead of settling for a run-of-the-mill college experience, a good budgeting plan can get you on your way to a well-managed, financially sound…
What is a Grace Period? In general, a grace period is a time span after a deadline in which a penalty would normally be levied, but is waived. When it comes to international and study abroad student loans, a grace period is a certain amount of time after you graduate, drop below half-time status, or…
Are you looking to get free money for school? If so, then you do not want to miss our Google Hangout today at 2:00 pm EST where we will walk you through the 8 steps to write a killer scholarship essay. Most scholarships designed for international students require that you have an essay as part…
There are many things to stress about as an international student, but physical currency is no longer one of them depending on the country you are visiting. Thanks to international credit cards, there’s no need to fiddle with unfamiliar coins or crumpled bills because your funds can all be kept within a few inches of…
The United States relies heavily on purchases made with credit cards and debit cards. While cash is still accepted by many merchants, international students have a tough time making the adjustment. It’s important if you recently arrived to the US as an international student, that you build your credit wisely. Your credit score can affect…
Are you asking yourself, how can I apply for international student loans? Do you have questions that need answering? Now is your chance to meet with us live and discuss! Next Wednesday, February 19th at 2:00 pm EST we will have three financial aid representatives talk about: Student loan basics 101 Requirements for an international…
Knowledge of your credit score has become increasingly prominent as our importance. The most crucial element of this buzz-worthy topic is to understand what is a credit score and how it affects your finances. What Is A Credit Score A credit score is a numerical representation of the potential risk of lending money to a consumer….