International Student Blog

International Student Blog

3 Terms You Must Understand To Evaluate Student Loans

June 23rd, 2014 by Jennifer Frankel

We know first hand that wading through the jargon of legal documents can be extremely stressful.  Since a complete list of student loan lingo would stretch around the block and back, we’ve opted for practicality and broken down (what may be the most important) 3 terms you must understand to evaluate student loans. Deferment –…

US Cosigners for International Students – The A, B, C’s

May 16th, 2014 by Jennifer Frankel

Finding a US cosigner is the most important thing for any international student looking to apply for a student loan. That’s because all international students (and most US students) are required to have a US cosigner living in the US, who is a US citizen or permanent resident, but also has good credit. Check out…

APR Uncovered on International Student Loans

April 18th, 2014 by Jennifer Frankel
APR Uncovered on International Student Loans

For any international student considering taking out a student loan for studying abroad it is vital to know what APR is and how it affects them. APR stand for annual percentage rate. Understanding the APR to your loan can be a bit confusing, as most people tend to confuse APR and interest rate. The APR…

Have You Noticed A Change? Get Help From Our Financial Aid Experts!

March 29th, 2014 by Jennifer Frankel
Have You Noticed A Change? Get Help From Our Financial Aid Experts!

If you’ve been following us on Facebook, Google+, or Twitter – or if you’ve been reading our blog – then you know something is different! This year we are excited to bring you live Hangouts to help you finance your education. Want to know about scholarships? Need help applying for student loans? Looking for guidance…

What is a grace period? Understanding loan terms

March 15th, 2014 by Jennifer Frankel

What is a Grace Period? In general, a grace period is a time span after a deadline in which a penalty would normally be levied, but is waived.  When it comes to international and study abroad student loans, a grace period is a certain amount of time after you graduate, drop below half-time status, or…

What is a Credit Score and Why Does it Matter?

February 7th, 2014 by Jennifer Frankel

Knowledge of your credit score has become increasingly prominent as our importance. The most crucial element of this buzz-worthy topic is to understand what is a credit score and how it affects your finances. What Is A Credit Score A credit score is a numerical representation of the potential risk of lending money to a consumer….

Interest Rate Questions for International Student Loans

December 24th, 2012 by Jennifer Frankel

As the cost of higher education in the United States continues to rise, more international students than ever are looking for assistance when it comes to financing their higher education goals. As a result, while personal savings (self-financing) and scholarships (financial aid) remain the two most widely-used ways for such students to pay for college…

Understanding Interest Rates for International Student Loans

December 13th, 2012 by Jennifer Frankel

It comes as no surprise that international students are interested in, well, interest. After all, interest – broadly defined as the money above and beyond the principal (original amount of the loan) paid to the lender in exchange for borrowing money – represents a significant financial burden for any kind of loan. That burden, however,…

Why Do I Need a Cosigner for an International Student Loan?

July 20th, 2012 by Jennifer Frankel

If you are planning to apply for an international student loan, you will soon run across the term cosigner. A cosigner is someone who assumes responsibility in case you are unable to pay back the loan. All international students in the US and many US students going overseas will need to have a cosigner in…

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