Loan Consolidation? Check.
January 21st, 2015 by Lette Berhe

hot key for loan178796992There are those of you about to enter into world of loan repayment who may have heard about this thing called loan consolidation. You think you have an idea of what it means, but just aren´t quite sure. Well don´t let the technical jargon throw you off. Here´s a nice little break down to start you off on the right track. First important fact, loan consolidation can be achieved through a federal or private lender.

Consolidation vs. Refinancing

When one speaks about consolidating loans, they are referring to combining multiple loans into one. This allows you to have one bill and one easy monthly payment. In comparison, when you refinance, rather than combining loans, you take out a new loan under new terms in order to pay off other existing loans. If looking to work with a federal lender, the only option is loan consolidation. However, if dealing with private lenders, you consolidate your loans into one easy monthly payment by refinancing; the goal being to ideally receive a lower interest rate under those new terms. Read the rest of this entry »


Ring in the New Year with King Abdullah!
January 8th, 2015 by Lette Berhe

Dollar bills 2015 written in a wallet 523997623Saudi youth can start 2015 right, knowing that they can fund their entire international education as a King Abdullah Scholar. This scholarship, founded in 2005, provides students in Saudi Arabia the opportunity to attend partnering foreign universities through government sponsorship. The Saudi Arabian Ministry of Higher Education‘s  mission being to foster the professional and intellectual competitiveness of Saudi youth in the international job market and in their own country. Since its establishment, the King Abdullah Scholarship Program (KASP) has become the main source of funding for more than 90% of Saudi students who are completing degrees abroad. Read the rest of this entry »